Skip to Content

Refinance Home Loans

Home Loan rates are near all-time lows. It's a great time to refinance your home!

All loans subject to credit approval.

See Rates      Get Started

Is it time to upgrade your home loan?

Refinancing your home loan is a great option to reduce your monthly payment and pay off your loan faster. We’ll help you crunch the numbers to determine if refinancing is a good choice for you.

All loans subject to credit approval.

Contact a banker      Meet our Lenders
MidWestOne A couple that benefitted from our refinance home loan lending Dubuque, IA

Tell us about you.

Are you interested in refinancing your home?

Next

What is your goal for refinancing your home?

Previous

Next

How long have you owned your home?

Previous

Next

Where is your home located?

Previous

Next

How do you want to use your home?

Previous

Next

What's your credit score?

Previous

Next

Tell us more about you.

Previous

Next

Let's connect!
Please tell us how to contact you.

e.g. (123) 456-7890

e.g. example@email.com

Previous

Next

Let's connect!
What's the best time to contact you?

Previous

Is refinancing right for you?

It’s important to consider your unique situation and your long-term plans before you embark on the refinancing process. Refinancing may be right if you:

  • want to reduce the number of loan payments remaining
  • want to consolidate your mortgage debt
  • need cash for major purchases
  • want to adjust your loan term
  • planning to renovate
Learn More
Happy family enjoying their home purchased with a mortgage from MidWestOne Bank.

Refinance Benefits

  • Better rate - If mortgage rates have fallen since you took out your loan, you can often save money by refinancing. Also, you may qualify for a lower rate if your credit score has improved.
  • Lower monthly payments – You can reduce your monthly payments with a lower rate or by extending your loan term.
  • More predictable costs - If you currently have an ARM (adjustable-rate mortgage), you may choose to refinance to a fixed-rate loan to lock in your rate.
  • Shorten your term – By reducing your loan term, you can realize substantial interest savings and will quickly build equity.
  • Borrow money - You can borrow against your home equity to obtain funds for any purpose.

Loans are subject to credit approval.

Contact a banker