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Business Analysis Checking

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Business Analysis Checking

Our Business Analysis Checking account is best for larger companies that have a high volume of transactions and complex cash management needs. The account is eligible for earnings credit, which may be used as an offset against many fees.

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Standard Features

Minimum balance to open$100
Minimum daily balanceNone
Monthly service charge1,3$15
Activity fee1,3$0.10 per deposited check; $0.20 debit; $0.30 credit; $0.10 ACH debit or credit
Earns interestNo
Earnings credit2Yes
Business online & mobile bankingNo fee, message and data rates may apply
Business debit cardNo initial set up fee
Withdrawals from MidWestOne-owned ATMsNo fee
Withdrawals from ATMs not owned by MidWestOne1,3$1/withdrawal
Electronic statementsNo fee


Optional features

Optional features
ACH Manager3,5Available, learn more 
Positive PayAvailable, learn more 
Remote deposit capture3,5Available, learn more
Wire Manager3,5Available, learn more
Overdraft protectionAvailable, learn more 
Online bill payNo fee
Quick Books integrationNo fee
Paper statements1
(Non-image or Image)


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1Sales tax may apply.

2An earnings allowance is applied to offset service fees. The monthly earnings credit rate is subject to change and calculated on the monthly net average positive available balance.

3Fee may be placed into monthly earnings credit analysis.

4Interest charges on overdrawn balances and uncollected funds are calculated each day based on current Prime Rate plus 4% per annum.

5Subject to credit approval.