PERSONAL SAVINGS ACCOUNTS
Savings accounts that grow with you
Whether you’re just starting to save, or you’re working on your nest egg, we can help you find an account that will help you reach your goals.
Compare AccountsFind the right savings account for you
High-Yield PROMO
A High-Yield Savings Account earns more interest on higher balances.
Power Savings
Empower your savings and earn a higher rate of interest when paired with a Power Checking account.
Consumer Savings
Earn interest on your savings with minimum daily balance of $100 and limited withdrawals.
Money Market
This account offers a secure investment with limited check writing and a higher rate.
Club One
For kids age 17 and below, this account is designed to instill the importance of saving.
Goal Savings
Whether you're savings for a vacation or a special occasion, Goal Savings makes it easy to meet your goals.
Health Savings Account
A personal savings account designed specifically for health care expenses.
Bank Your Change™
Automate your savings with our Bank Your Change™ program. Every time you make a purchase with your MidWestOne debit card, the transaction amount is rounded up to the next whole dollar and the difference is automatically deposited into your savings account.
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Online Banking tools that let you bank from virtually anywhere

Instant Balance
View up to six account balances from the login screen of the MidWestOne app.

Electronic Statements
Receive account statements electronically for safekeeping and convenience.

Alerts
Set account alerts to stay informed about your account.

Touch ID Support
Use your fingerprint to log in to the MidWestOne app.
*Service may be affected by mobile access/service area. The mobile app is free. The service is free.
Message and data rates may apply from your wireless carrier.
Specialized savings tools
Certificates of Deposit and IntraFi® Network Deposits
Take advantage of higher rates of interest and investment terms range from 1-60 months.
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Health Savings Account
Set aside tax-deductible money to pay for qualified medical expenses.
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