Remote Deposit Capture
Improve your efficiency by depositing checks with Remote Deposit Capture from MidWestOne Bank.
- Reduce costly trips to the bank by using a scanner at your business location to deposit checks.
- Make deposits when it’s convenient for you – day or night.
- Improve your cash flow by having predictable funds availability from deposits you make.
Frequently Asked Questions
When will I receive credit for deposits I make through Remote Deposit Capture?
Deposits processed on banking days before our end of day cutoff time will be processed and posted to your account the same banking day.
How will I be notified if there is a problem with my deposit?
The individual who submitted the deposit will be notified by email if there are any adjustments to checks included within your deposit or if the deposit had to be rejected for any reason.
The image quality of the checks I am scanning is poor. How can I fix this?
Contact our Treasury Management Support team for assistance at 855-696-2265 or tmsupport@midwestone.com so we can assist in troubleshooting what may be causing the image quality issues.
Who can I contact for support with Remote Deposit Capture if I am having a problem? ?
Contact our Treasury Management Support team for assistance at 855-696-2265 or tmsupport@midwestone.com.
Is there an alternative to Remote Deposit Capture if my business only has a small number of checks to deposit?
You can access mobile deposit in the MidWestOne Bank for Business mobile app which is available for download in the Apple iTunes and Google Play store.