PERSONAL CHECKING ACCOUNTS
Four checking accounts - same great service
When you open a checking account from MidWestOne you get convenience, security and a team of bankers who’ve got your back. Choose between our four checking accounts to find the one for you.
Compare AccountsFind the right checking account for you
Power
Checking
Our most popular account - you’ll
earn interest and have the chance to receive
ATM fee refunds.
Free
Checking
This account has no monthly
service charge or
minimum balance
requirement.
Connections
Club
Available to customers age
55+, includes special
savings, discounts and
social events.
Freedom
Checking
An affordable alternative banking option for eligible customers.
Checking account features
All checking accounts come with:
- Online banking
- Mobile banking
- ATM access
- Debit cards with chip technology
- Apple Pay
- Electronic statements
Online Banking tools that let you bank from virtually anywhere
Instant Balance
View up to six account balances from the login screen of the MidWestOne app.
Electronic Statements
Receive account statements electronically for safekeeping and convenience.
Alerts
Set account alerts to stay informed about your account.
Touch ID Support
Use your fingerprint to log in to the MidWestOne app.
*Service may be affected by mobile access/service area. The mobile app is free. The service is free.
Message and data rates may apply from your wireless carrier.
Optional Account Add-Ons
Get the most out of your checking account by adding convenient tools to help you manage your money.
OneCard
Safety and convenience – all on a card you can customize with your favorite image.
Learn more
Checks
Order checks for your checking account
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OVERDRAFT FLEX
Spend on fun, not fees. Add Overdraft Flex to your checking account and help avoid overdraft fees.
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Overdraft PROTECTION
Overdraft services can help cover your transactions when you don't have enough money in your account.
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Debit cards
Safer than carrying cash and less bulky than a checkbook – our debit cards can be used to withdraw cash at ATMs and make purchases wherever debit cards are accepted.
Learn More