Close
Menu
Home Personal Banking Checking Freedom Checking Account

Freedom Checking Account

Apply
Woman with light skin and dark brown hair wearing a white and black striped shirt smiling and holding a MidWestOne Bank debit card
Computer and phone screen showing the MidWestOne Bank Freedom Checking page

An alternative option to establish a lasting banking relationship.

Apply

Freedom Checking Account Details

  • $3.95 monthly service charge
  • $25 minimum opening
  • No minimum balance requirement
  • After 12 months of good account standing, may have the option to convert to a standard checking

All MidWestOne Checking Accounts Come With:

Apply
Woman with light skin and dark brown hair wearing white and black striped shirt smiling facing the camera with arms crossed

Not sure this is the right account for you?
Compare other accounts to find the one that fits your needs.

Compare Accounts

Online Resources

MidWestOne Blog

The MidWestOne blog provides information on everything from clever savings tips to information on how our products and services make your banking experience simply better.

Online Learning Center

The Online Learning Center offers quick training videos on MidWestOne digital banking services.

Woman with light skin and dark brown hair wearing striped white and black shirt smiling and holding cell phone showing MidWestOne Bank Freedom Checking page
BankOn Certified badge

BankOn Certified

MidWestOne's Freedom Checking is BankOn certified, demonstrating our commitment to ensure everyone has access to a safe, affordable transactional account.

Contact a Banker

Accounts are subject to eligibility requirements and fees in our Consumer Service Fee Schedule. Checks including those ordered through Deluxe or any other third party (printed or electronic) are not eligible forms of payment on this account. If you use our bill pay service to initiate payments, on occasion, paper checks may be issued. These transactions via bill pay are eligible payment types. Checking and/or Savings account must be open for 12 months before they may be converted to a traditional checking or savings account (depending on history). If account is not converted to a traditional checking or savings product within 24 months of account opening, account will automatically be converted to a traditional checking or savings product.