HIGH-YIELD SAVINGS SPECIAL
Secure your family's future with MidWestOne's High-Yield Savings Account.

Grow your savings in a High-Yield Savings Account
Earn up to 3.75% APY2
High-Yield Savings
Interest Rates
Balance to Obtain APY1 | Introductory APY2 |
---|---|
2,000,000.00 and above | 3.75% |
$1,000,000.00 - $1,999,999.99 | 3.50% |
$500,000.00 - $999,999.99 | 3.25% |
$250,000.00 - $499,999.99 | 3.00% |
$100,000.00 - $249,999.99 | 2.75% |
$25,000.00 - $99,999.99 | 2.50% |
$0.00 - $24,999.99 | 0.00% |
Requires new money not already on deposit with MidWestOne Bank2
1 Advertised Annual Percentage Yields (APYs) are for new accounts only and are effective as of 04/11/2025 and subject to change without notice. Rates may change after the account is opened. Your actual APY may vary based on your actual account balance and activity during your statement cycle.
2 Advertised introductory interest rates and APYs are subject to availability and may be discontinued at any time. Limit one promotional account per customer. Minimum balance to obtain the APY is $25,000.00. Requires new money not already on deposit with MidWestOne Bank. Matured MidWestOne Certificates of Deposit can be deposited into this account and will qualify as new money. The bank reserves the right to deny deposit accounts over $5,000,000.00. See a Personal Banker for current rates and account terms. Minimum balance to avoid $10.00 service fee is $25,000.00. Fees could reduce earnings. Certain exclusions apply.

Why Choose a High-Yield Savings Account Over a Traditional Savings Account?
- Better Returns: Traditional savings accounts typically offer lower interest rates, meaning your money grows more slowly.
- Inflation Protection: Higher interest rates help your savings keep pace with inflation, preserving your purchasing power.
- Goal-Oriented Savings: Whether you’re saving for a big purchase, an emergency fund, or future investments, a high-yield savings account helps you get there faster.