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Online Banking Security Tips

Home Security Online Banking Tips

Our priority is to provide you with a safe and secure environment to conveniently manage your accounts online.

How we protect you

We strive to provide an appropriate level of security that protects your account information while maintaining a user-friendly experience. To learn more about the security controls we have in place, please visit our Online Learning Center. 

How you can protect yourself

Although MidWestOne Bank takes precautions to protect your account from unauthorized online access, you must also have the appropriate security practices in place to ensure your information remains safe. Here are some suggestions for keeping your computer secure and safe enough for online banking.

  • Choose a strong password that is at least eight characters long and consist of numbers, letters, and special characters.
  • Make sure your computer has a firewall to help prevent unauthorized access to your computer by restricting allowable communication.
  • Install malware protection and anti-virus software. These programs detect and respond to threats that may reach your computer through an e-mail attachment or website.
  • Regularly update your security programs; otherwise, they will be ineffective against the latest threats.
  • Make it a habit to monitor account activity frequently and notify us immediately if you notice suspicious transactions.
  • Keep login information safe. Do not share your login information with anyone.
  • Be wary of unsolicited e-mail messages. Do not open unsolicited e-mails sent to you from senders you do not recognize.
  • Use public Wi-Fi connections with caution. Public networks are often unsecure and information passed through them is not encrypted.
  • Protect your phone or tablet with a password - the more complex your password, PIN, swipe pattern or other form of authentication can be the better.

MidWestOne Bank adheres to the rules set forth by the Consumer Financial Protection Bureau under Regulation E. The extent of liability coverage for consumer account holders is dependent upon when unauthorized activity is reported to us. For more information regarding the liability for your type of account, please contact us.