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Connection Club

Home Personal Banking Checking Connections Club

Connections Club Checking

With a Connections Club checking account you’ll have access to special options.


  • Must be 55 years or older
  • Maintain a Connections Club checking account
  • Maintain a minimum balance of $10,000 in your MidWestOne relationship balance or a daily Connections Club account balance of $1,000 or more

Special club savings and discounts

  • $18 annual discount on safe deposit box rent
  • Two FREE boxes of MidWestOne-branded checks per year, or $6 discount on other styles
  • No fees for tellers checks, outgoing faxes or photocopies

Open account


Standard features

Standard features

Minimum balance to open


Minimum daily balance4

$1,000, or a total relationship balance of $10,000.

Monthly service charge3

$10, only if balance requirements are not met

Electronic Statements

No Fee

Earns interest1,2

Yes, tiered rate structure. View rates.

Online and mobile banking

No fee, message and data rates may apply

Online bill pay

No fee

Standard debit card

No initial set up fee

Withdrawals from MidWestOne-owned ATMs

No fee

Withdrawals from ATMs not owned by MidWestOne

5 no fee withdrawals per statement cycle.

$1/withdrawal after 5.


Optional Features

Optional features

OneCard customized debit card

$10 initial set up fee.3

Overdraft protection

Available, learn more

Paper statements
(Non-image or Image)

No Fee


Open account


1Daily Balance Method used to calculate interest on account. This method applies a daily periodic rate to the principal balance in the account each day.

2Interest rates are variable and subject to change at the bank’s discretion at any time. The annual percentage yield may vary due to the interest rate changes and fees. Please refer to our Deposit Rates for current interest rates and Annual Percentage Yields based on designated balance tiers.

3Sales tax may apply to service fees for accounts maintained in Iowa.

4Relationship balance includes personal checking, personal savings, certificates of deposits, individual retirement accounts, and current balance on consumer loans (home equity line of credit, fixed rate repayment option, home equity, line of credit & installment). Excluding residential real estate loans, demand deposit loans and fresh start loans.