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Connection Club

Home Personal Banking Checking Connections Club

Connections Club Checking

With a Connections Club checking account you’ll have access to special options.

Qualifications

  • Must be 55 years or older
  • Maintain a Connections Club checking account
  • Maintain a minimum balance of $10,000 in your MidWestOne relationship balance or a daily Connections Club account balance of $1,000 or more

Special club savings and discounts

  • $18 annual discount on safe deposit box rent
  • Two FREE boxes of MidWestOne-branded checks per year, or $6 discount on other styles
  • No fees for tellers checks, outgoing faxes or photocopies

Open account

 

Standard features

Standard features
Features 

Minimum balance to open

$1,000

Minimum daily balance

$1,000, or a total relationship balance of $10,000.

This relationship includes personal checking, savings, certificates of deposit, IRAs and current balance on consumer loans. Excludes residential real estate loans, demand deposit loans, and Fresh Start Loans.

Monthly service charge

$10, only if balance requirements are not met3

Statements – electronic, paper or paper image statements

Free

Earns interest1,2

Yes, tiered rate structure. View rates.

Online and mobile banking

No fee, message and data rates may apply

Online bill pay

No fee

Standard debit card

No initial set up fee

Withdrawals from MidWestOne-owned ATMs

No fee

Withdrawals from ATMs not owned by MidWestOne

5 no fee withdrawals per statement cycle.

$1/withdrawal after 5.

 

Optional Features

Optional features

OneCard customized debit card

$10 initial set up fee.3

Overdraft protection

Available, learn more

 

Open account

 

1Daily Balance Method used to calculate interest on account. This method applies a daily periodic rate to the principal balance in the account each day.

2Interest rates are variable and subject to change at the bank’s discretion at any time. The annual percentage yield may vary due to the interest rate changes and fees. Please refer to our Deposit Rates for current interest rates and Annual Percentage Yields based on designated balance tiers.

3Sales tax may apply.