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Home Business Banking Checking

Choose from four flexible, functional and convenient accounts

Business banking should be simple. That’s why we offer checking accounts for your business that are convenient and have a team of bankers who’ve got your back. Choose between four checking accounts to find the one for you.

Compare Accounts

Find the right checking account for your business

Business Checking

This basic account comes with no monthly service charge or minimum balance.

Learn More Business Basic

Business Interest Checking

Earn interest and avoid service fees when you maintain a minimum daily balance of $5,000 or more.

Learn More Business Interest Checking

Non-Profit Checking

Our non-profit checking account doesn’t require a minimum balance and comes with no monthly service charge.

Learn More Non Profit Checking

Business Analysis Checking

Our only business checking account to offer an earnings credit.

Learn More Business Analysis Checking

Checking account features

All of our checking accounts come with:

  • Electronic statements
  • Debit cards with chip technology
  • Online cash manager & bill pay
  • Free integration with QuickBooks
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Online Banking tools that let you bank from virtually anywhere

Online Cash Manager

Business Online Cash Manager

Manage your business finances online 24/7. Initiate wire transfers, electronic payments, and review your transactions on your own time.

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Mobile Banking

Mobile Banking

Access your accounts anywhere, anytime from your mobile device.


Electronic statements

Receive account statements electronically for safekeeping and convenience.



Set up alerts to notify you when your balance is low or a transaction posts.


Touch ID Support

Use your fingerprint to log in to the MidWestOne app.

*Service may be affected by mobile access/service area. The mobile app is free. The service is free.
Message and data rates may apply from your wireless carrier.


Additional optional account features

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Order checks for your checking account.
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Overdraft Protection

Overdraft Protection

Overdraft services can help cover your transactions when you don’t have enough money in your account.
Learn more

Business card services

Simple and convenient. Business credit and debit cards from MidWestOne give you flexibility in spending. You’ll be able to access funds for short term uses such as purchasing inventory, paying accounts receivables or managing seasonal needs.

Credit cards are subject to credit approval.

Learn More
Business Card Services