Choose from four flexible, functional and convenient accounts
Business banking should be simple. That’s why we offer checking accounts for your business that are convenient and have a team of bankers who’ve got your back. Choose between four checking accounts to find the one for you.
Compare AccountsFind the right checking account for your business
Business Checking
This basic account comes with no monthly service charge or minimum balance.
Learn More
Business Interest Checking
Earn interest and avoid service fees when you maintain a minimum daily balance of $5,000 or more.
Learn More
Non-Profit Checking
Our non-profit checking account doesn’t require a minimum balance and comes with no monthly service charge.
Learn More
Checking account features
All of our checking accounts come with:
- Electronic statements
- Debit cards with chip technology
- Online cash manager & bill pay
- Free integration with QuickBooks
Online Banking tools that let you bank from virtually anywhere
Business Online Cash Manager
Manage your business finances online 24/7. Initiate wire transfers, electronic payments, and review your transactions on your own time.
Mobile Banking
Access your accounts anywhere, anytime from your mobile device.
Electronic statements
Receive account statements electronically for safekeeping and convenience.
Alerts
Set up alerts to notify you when your balance is low or a transaction posts.
Touch ID Support
Use your fingerprint to log in to the MidWestOne app.
*Service may be affected by mobile access/service area. The mobile app is free. The service is free.
Message and data rates may apply from your wireless carrier.
Additional optional account features
Checks
Order checks for your checking account.
Order now
Overdraft Protection
Overdraft services can help cover your transactions when you don’t have enough money in your account.
Learn more
Business card services
Simple and convenient. Business credit and debit cards from MidWestOne give you flexibility in spending. You’ll be able to access funds for short term uses such as purchasing inventory, paying accounts receivables or managing seasonal needs.
Credit cards are subject to credit approval.
Learn More