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Personal & Auto Loans

Home Personal Loans & Lines of Credit Personal & Auto Loans

Personal & auto loans

With competitive rates and flexible payment options, you can count on our team to help you manage your borrowing needs.

All loans subject to credit approval.

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Personal loan

Whether you have an unexpected expense, or just want to cover the cost of a big purchase, personal loans can be used for just about anything.

  • Secured or unsecured - Loans that are unsecured, such as credit cards, do not have any collateral backing the loan. Secured loans, on the other hand, do. A common example of a secured loan is a car loan.
  • Fixed term or revolving line of credit - Term loans, or installment loans, require a specific time period for loan repayment and a specified payment schedule. With revolving lines of credit, you can borrow as much or as little as you need, up to a pre-approved credit limit.

All loans subject to credit approval.

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Auto loan

Need a new set of wheels? We have the loan options that will put you in the driver’s seat. Whether it’s a new or used vehicle we’ll help you with a loan that will fit your budget. We can also pre-qualify you for a loan so, when you find that perfect car, you can act fast.

All loans subject to credit approval.

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Hardship Assistance Program

When things get tough we can help. Our Hardship Assistance Program can be used for any loss due to storm damage, fire or other unplanned events.

If you’ve been affected, apply for a loan of up to $7,500, with a repayment term of up to 36 months (subject to qualifications). The interest rate is fixed and discounted with automatic payment from a MidWestOne deposit account. Our standard $35 documentation fee is also waived.

All loans subject to credit approval.

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Disaster Assistance