When you enroll in our Bank Your Change™ service, we round up the amount of any debit card purchase initiated from your checking account to the next whole dollar amount then transfer the amount in excess of the purchase price from your checking account to the designated savings or checking account(s). We aggregate the Bank Your Change™ portion from purchases that post and clear from your checking account each business day and make a single transfer at the end of the business day. If your checking account balance is less than $15 at the end of the business day, no Bank Your Change™ transfer will occur for that business day. If a debit card purchase is subsequently canceled or reversed, the corresponding Bank Your Change™ transfer will remain in the designated account(s). We may cancel the Bank Your Change savings service at any time. Bank Your Change™ is available only on consumer debit cards linked to your MidWestOne Bank checking account indicated above. If any account connected to Bank Your Change™ is closed, the service will be canceled.
By entering your initials here, you authorize the initiation of the Bank Your Change service. Service will begin within 5 business days.
