Digital Banking for Business
Solutions designed to meet your current and future business needs.
All Packages Include these Standard Features:
- Online Banking
- MidWestOne for Business Mobile App
- Online Bill Pay
- Mobile Deposits
- Self-Administration Capabilities
- Outside Account Linking
- Business Insights for Cashflow Forecasting
- Receive Faster Payments (RTP & FEDNOW)
- Reporting Capabilities
- Email & Text Message Alerts
- Secure Access Through Multi-Factor Authentication
- Easy Downloads to Accounting Software Tools
| Features | Essential | Essential Plus | Enterprise |
|---|---|---|---|
| Tailored for small businesses. The Essentials Package provides standard digital banking features with no monthly fee and offers optional add-on features to help you manage your business needs. | Perfect for small to mid-sized businesses. The Essentials Plus package offers expanded add-on features and treasury management solutions and provides dedicated onboarding support. | Designed with large companies in mind. The Enterprise package allows you to cater the solution to meet your business needs providing access to premium cash management solutions, advanced reporting, and dedicated support specialists. | |
| Standard Digital Banking Features | ✓ | ✓ | ✓ |
| Optional Add-On Features Available for Additional Fees | |||
| Check Positive Pay | ✓1 | ✓ | ✓ |
| ACH Positive Pay | ✓ | ✓ | ✓ |
| ACH Origination | ✓2 | ✓ | ✓ |
| ACH Fed & State Tax Payment Module | ✓ | ✓ | ✓ |
| Merchant Services | ✓ | ✓ | ✓ |
| Domestic Wires | ✓ | ✓ | |
| Same Day ACH | ✓ | ✓ | |
| Remote Deposit Capture (RDC) | ✓ | ✓ | |
| Sweeps | ✓ | ✓ | |
| Advanced Reporting (BAI2, ISO) | ✓ | ||
| ERP Integrations | ✓ | ||
| Integrated Payables | ✓ | ||
| Lockbox Services | ✓ | ||
| Foreign Exchange Services (FX Forwards, International USD & FX Wires) | ✓ | ||
| Corporate Cash Vault | ✓ | ||
Contact a Relationship Manager
Ready to get started with a Digital Banking for Business Package? Or maybe you have more questions. Our expert Relationship Managers are here to assist you with selecting the best package to support your banking needs.