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FIRST-TIME HOMEBUYER LOANS

Make your home ownership dreams a reality.

Deciding to buy your first home is exciting. Your local home loan lenders at MidWestOne Bank can help you take your first steps towards buying a home to call your own.

how to Apply

Tell us about you.

Are you a first time home buyer?

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When do you plan to purchase your home?

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What type of home will you buy?

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Where do you plan to buy a home?

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What's your credit score?

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Tell us more about you.

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Let's connect!
Please tell us how to contact you.

e.g. (123) 456-7890

e.g. example@email.com

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Let's connect!
What's the best time to contact you?

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Resources for First-Time Homebuyers

Your success as a first-time homebuyer is our priority. Our lenders will help you find additional resources to make buying your first home easier with down payment assistance programs, educational resources and pre-qualifying your mortgage value so you know how much you can afford.

Down payment assistance

Our experienced mortgage team can help you find and qualify for down payment assistance programs available through your state.

Down Payment Assistance

Explore Downpayment Assistance Programs

Government Loan Programs

Our MidWestOne lenders go to work exploring loan programs and resources to help you make progress towards owning your first home.

Closing Cost Credit

Explore Government Loan Programs

Education for First-time Homebuyers

Home Loan Calculators

Home Loan Calculators

Is it better to rent or own? Calculate the the costs of owning a home and estimate what you can afford. 

Check it out

Saving for your first home

Saving for your First home

Saving for a down payment is an important first-step in buying a home. Start saving today.

Get Started

First-Time Home Buyer Resources

 First-Time HomeBuyer Tips

Be ready when you're ready to buy a home, with 13 Essential Tips for First-Time Homebuyers.

Learn More

 

Get started.

Contact a MidWestOne Mortgage Lender to get started today.

Contact a Lender

Get Started

All loans subject to credit approval.


 

Woman and man on mobile device reviewing first time homebuyer loan options available at MidWestOne Bank.