Government Loan Programs
Government Programs
We offer many affordable loan programs.
All loans subject to credit approval.
Contact a BankerFind the right affordable home loan for you
Federal Housing Administration (FHA)
As an FHA-approved lender, we can help you buy a home with as little as 3.5% down, even if your credit is less than perfect. You may also be able to roll closing costs into your loan or refinance a current FHA loan to lower your interest rate.
Military Home Ownership Assistance (VA)
Veterans and service members may be eligible to receive special grants and benefits that make home buying possible, such as no down payment requirement, lower interest rates and more accommodative credit requirements.
All loans subject to credit approval.
State Programs
Iowa Finance Authority (IFA) Home Ownership Programs
IFA offers many affordable loan options for Iowa residents. Owning a home may be more achievable than you think. Let us show you how.
Minnesota Housing Finance Authority (MHFA) Programs
Whether you're just starting your home search or ready to tackle home improvements, MHFA offers many affordable loan options for Minnesota residents.
All loans subject to credit approval.
Saving for a home?
The down payment is the one thing that separates many first-time homebuyers from making the leap and purchasing a home. That's no surprise. It can be challenging to save enough money for a down payment.
Thankfully, there are some smart ways to save for your first home that might even earn you a tax break (consult your tax professional for specifics). Reach out to your local MidWestOne banker to learn more.
All loans subject to credit approval.
Contact usHome loan process
From setting your budget to signing on the dotted line, we’ve laid out the steps we’ll go through to complete your home loan request. We’ve even included a document checklist.
All loans subject to credit approval.
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