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Debit Cards

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Debit cards

Safer than carrying cash and less bulky than a checkbook – our debit cards can be used to withdraw cash at ATMs and make purchases wherever debit cards are accepted. If your card is compromised, we can close your card and help minimize the loss of money.

MidWestOne Bank Debit Card

The MidWestOne Bank debit card is the standard card that is available with all our checking accounts. It comes with a $5,000 daily limit for purchases, and there is no initial set up fee. Since the card is not a credit card, no finance charges apply.

You can even use your debit card to save money more easily with our Bank Your Change™ program.

Your MidWestOne Debit Card provides unique benefits available through Mastercard.

Debit Card


Safety and convenience – all on a card you can customize.

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All our cards are part of the MoneyPass surcharge-free ATM network, with 32,000 locations nationwide. Just look for the MoneyPass logo when you want to use your ATM card to avoid an ATM fee. 

Money Pass

Chip technology

With built-in EMV chip technology, you’ll enjoy an added layer of protection when using your debit card. The embedded  microchip creates dynamic data, making each transaction unique and virtually impossible to replicate.

Chip Technology