Business Checking
Want all the basics with no monthly service charge? Then our Business Checking account may be the right fit for you.
Standard Features
| Features | |
|---|---|
| Minimum balance to open | $100 |
| Minimum daily balance | None |
| Monthly service charge | None |
| Limitations | 100 no fee debits, credits and deposited items per month |
| Activity fee1 | $0.30 for each additional debit, credit or deposited item in excess of 100 per month |
| Earns interest | No |
| Earnings credit | No |
| Business online & mobile banking | No fee, message and data rates may apply |
| Business debit card | No initial set up fee |
| Withdrawals from MidWestOne-owned ATMs | No fee |
| Withdrawals from ATMs not owned by MidWestOne1 | $1/withdrawal |
| Electronic statements | No fee |
Optional features
| ACH Manager2 | Available, learn more |
| Positive Pay | Available, learn more |
| Remote deposit capture2 | Available, learn more |
| Wire Manager2 | Available, learn more |
| Overdraft protection | Available, learn more |
| Online bill pay | No fee |
| Quick Books integration | No fee |
| Paper statement or paper image statement1 | $5/statement |
1Sales tax may apply.
2Subject to credit approval.