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Business Checking

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Business Checking

Want all the basics with no monthly service charge? Then our Business Checking account may be the right fit for you.

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Standard Features

Standard features
Minimum balance to open$100
Minimum daily balanceNone
Monthly service chargeNone
Limitations100 no fee debits, credits and deposited items per month
Activity fee1$0.30 for each additional debit, credit or deposited item in excess of 100 per month
Earns interestNo
Earnings creditNo
Business online & mobile bankingNo fee, message and data rates may apply
Business debit cardNo initial set up fee
Withdrawals from MidWestOne-owned ATMsNo fee
Withdrawals from ATMs not owned by MidWestOne1$1/withdrawal
Electronic statementsNo fee


Optional features

Optional features
ACH Manager2Available, learn more 
Positive PayAvailable, learn more 
Remote deposit capture2Available, learn more
Wire Manager2Available, learn more
Overdraft protectionAvailable, learn more 
Online bill payNo fee
Quick Books integrationNo fee
Paper statements1
(Non-Image or Image)


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1Sales tax may apply.

2Subject to credit approval.