¹ Advertised Annual Percentage Yields (APYs) are for new accounts only and are effective as of 04/11/2025 and subject to change without notice. Rates may change after the account is opened. Your actual APY may vary based on your actual account balance and activity during your statement cycle. ²Advertised introductory interest rates and APYs are subject to availability and may be discontinued at any time. Limit one promotional account per customer. Minimum balance to obtain the APY is $25,000.00. Requires new money not already on deposit with MidWestOne Bank. Matured MidWestOne Certificates of Deposit can be deposited into this account and will qualify as new money. The bank reserves the right to deny deposit accounts over $5,000,000.00. See a Personal Banker for current rates and account terms. Minimum balance to avoid $10.00 service fee is $25,000.00. Fees could reduce earnings.