Skip to Content


Home Personal Banking Online & Mobile Zelle

This is how money moves.®

Introducing Zelle® – a fast, safe and easy way to send money in minutes1 to your friends and family, right from the MidWestOne Bank mobile app. When you use MidWestOne Bank mobile banking app, Zelle is already available on your phone. Zelle makes it easy to send or receive money from people you trust – almost anywhere they bank2. Find Zelle here in your MidWestOne Bank app. (must be enrolled in online bill pay).

Apple iTunes Store

Google Play Store

Send money the way it was meant to be sent.



Receive money directly in your account within minutes.1



Send or receive money right from
your MidWestOne Bank app.



Send money using just an email address
or U.S. mobile number.2

Find Zelle here in your MidWestOne Bank app.

Log in and go to the "Transfers & Pay" menu. Select "Make and manage payments," then "Send money with Zelle®". Enroll your U.S. mobile number or email address to get started. If you don't currently use online bill pay, enroll in online banking by clicking on "Bill Pay".

Friends sending money with the Zelle in the MidWestOne mobile banking app.
 Woman sending money to friends and family with Zelle on her mobile phone, using the MidWestOne banking app.


Select a contact or type in the U.S. mobile number or email address of the person you'd like to send money. Remember to only send money to people you know and trust. Enter the amount you'd like to send and, if you want, add a note. Tap "send" and you're done.

Send money in the moment.

Buying mom a gift

When you're buying mom's gift

Buy a gift for mom and get paid back fast without having to bug your siblings.

Paying the sitter

When it's time to pay the sitter

Move money from your account to theirs in minutes.

Friend forgot their wallet

Your friend forgot his wallet but not his phone

Don't worry about covering your friends. Zelle lets you request money and get paid back quickly.

Enroll in Zelle and get your money moving.

Unlock the full potential of your mobile banking app by using Zelle. Enjoy the benefits of a fast, safe and easy way of sending and receiving money in minutes.

Download the app

Apple iTunes or Google Play store.

1To receive money in minutes, the recipient’s email address or U.S. mobile number must already be enrolled with Zelle.

2Must have a bank account in the U.S. to use Zelle.

3Mobile carrier fees may apply.