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Goal Savings

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Goal Savings

Meeting your savings goals is easy with our Goal Savings account. You’ll earn interest and have access to our mobile banking tools.

Open Account

Standard Features

Minimum balance to open$25
Minimum daily balanceNone
Monthly Service charge$0
Earns interest1,2Yes
Withdrawal/transfer availability31 no fee, then $3 per withdrawal.4
Electronic statementsNo fee
Paper statementsNo fee
Online and mobile bankingNo fee, message and data rates may apply
ATM card availableNo
Other FeaturesAggregate deposits of $25.00 per month required.5

A MidWestOne Bank Checking Account is required.


Open Account


1Daily Balance Method used to calculate interest on account. This method applies a daily periodic rate to the principal balance in the account each day.

2Interest rates are variable and subject to change at the bank’s discretion at any time. The annual percentage yield may vary due to the interest rate changes and fees. Please refer to our Deposit Rates for current interest rates.

3Transfers from these accounts to another account or to a third party by preauthorized, automatic, online or telephone transfer, by check or similar order are limited to six per calendar month. If these transaction limitations are exceeded three times in a 12-month period, the account will be closed or converted to another type of transaction account allowing unlimited third-party transfers.

4Assessed each monthly statement cycle for activity of more than one (1) withdrawal/transfer per statement cycle.

5If minimum monthly deposit requirement is not met for three (3) successive statement cycles, account may be converted to a Consumer Savings Account.