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Goal Savings

Home Personal Banking Savings Goal Savings

Goal Savings

Meeting your savings goals is easy with our Goal Savings account. You’ll earn interest and have access to our mobile banking tools.

Open Account

Standard Features

Features 
Minimum balance to open$25
Minimum daily balanceNone
Monthly Service charge$0
Earns interest1Yes
ACTIVITY SERVICE CHARGE FEE21 no fee withdrawal/transfer per statement cycle, then $3 each thereafter.
Electronic statementsNo fee
Paper statementsNo fee
Online and mobile banking3Yes
ATM card availableNo
Other FeaturesAggregate deposits of $25.00 per month required.

A MidWestOne Bank Checking Account is required.

Converts to Consumer Savings if monthly minimum deposit requirements not met for three consecutive months.

 

Open Account

 

1Interest begins to accrue the business day we receive credit for the deposit of non-cash items (i.e. checks). Interest is compounded and paid monthly on the last day of your statement cycle. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the available balance in the account each day. The interest rate is variable and subject to change at the bank's discretion. The annual percentage yield may vary due to interest rate changes and fees. Refer to our Deposit Rates for current interest rates and annual percentage yields.

2Assessed for each withdrawal/transfer if more than one (1) withdrawal or transfer is made in a statement cycle.

3Message and data rates may apply.