MidWestOne Bank Takes Care of Our Customers
Home Notifications Understanding FDIC
At MidWestOne Bank we recognize our customers have a need to understand the level of protection for the funds in your account. We are here to take care of our customers, and those who should be, so you can maintain confidence in the community banking system.
confidence in your community bank
- As a community bank, MidWestOne Bank remains well capitalized and well positioned to continue to serve our customers and community. We were chartered 89 years ago and expect to serve this community for generations to come.
- As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns.
- As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live in your community too, and your success is our success.
strength in your community bank
- The bank is rated investment grade by Kroll, a bond rating agency.
- MidWestOne is rated Five Stars, superior, and recommended by Bauer Financial, an independent bank research firm.
- No one has ever lost a single cent of FDIC-insured deposits up to $250,000.
- If our customers have questions about whether additional insurance coverage is needed, our banking experts are ready and prepared to assist you. MidWestOne is here to take care of our customers and ensure your deposit needs are met.
If you have questions about your coverage, or would like to learn more about FDIC insurance and how it works, we encourage you to access the following resources. You may also contact your local banker, or give us a call at (800) 247-4418.