Home Refinance
Mortgage refinancing can be a powerful tool for homeowners wanting to reduce monthly payment, adjust loan terms or tap into their home equity.
All loans subject to credit approval.
Start my RefiHow Can a Refi Benefit Me?
- Better rate – If mortgage rates have dropped or your financial situation has improved, you may qualify for a lower rate.
- Lower monthly payments – Extend your loan term or take advantage of lower rates.
- ARM to Fixed rates – Refinance to a Fixed Rate Loan for peace of mind and predictable payment in the future.
- Shorten your term – Reduces the amount of interest you pay & the number of years you’ll have a mortgage.
- Get cash out of your home – Access your home equity for home improvements, repairs or any other reason.
Consolidate debt – Use your equity to payoff higher interest debt or consolidate variable rate home equity loans.
Loans are subject to credit approval.
How Do I Refinance My House?
Apply
Contact the Mortgage Refinancing lenders at MidWestOne Bank and tell them your goals so they can discuss all of your options and help you find the best fit.
Process
Rest assured, our team will make it easy and keep you apprised throughout the process. We’ll get to work on the items needed to complete your refinance and if needed we’ll order an appraisal.
Complete
It's closing time! With your signature on a few final documents, you're all set with your home loan refinance.
Loans are subject to credit approval.
Tell us about you.
Answer a few quick questions & get in touch with your mortgage lender.