Earn a $450 Cash Bonus*
Mention code "BUS450" when you open a new Business Checking account and complete qualifying activities over the next 120 days to earn a $450 bonus*.
Receive a $450 Bonus*
when you open a new Business Checking account and mention code "BUS450".
3 simple steps to earn your $450 bonus:
1. Mention code "BUS450" when opening your account
2. Deposit a total of $7,500 in the first 30 days and maintain an average balance of $7,500 over the first 120 days after opening
3. Complete 5 qualifying transactions per month within 120 days of account opening. Qualifying transactions include:
- Debit card purchases
- ACH credits / debits
- Checks written
- Deposits made into the account
Business Checking
Grow your organization with a Business Checking account supported with powerful finance management tools.
- Up to 100 no fee monthly transactions
- $0 monthly service charge
- Powerful Cash Management & Fraud Prevention tools available - learn more
- Free Digital Banking tools
- Free Bill Pay
- Free Quickbooks integration
PLUS earn up to
$450*
with qualifying transactions
Powerful Finance Management Tools
Manage your business finances efficiently and securely with a suite of powerful solutions at your fingertips.
- Accept payments from customers with Merchant Services
- Deposit checks on your time with Remote Deposit Services
- Manage and schedule payments with ACH Services
- Safeguard your finances & reduce fraud with Positive Pay
- Manage cash flow with Sweep Accounts
*Bonus Eligibility Information: Limit one offer per business. Not valid with any other Business Checking account offer. The $450.00 bonus valid for new business checking accounts only, and valid through 07/31/2025. To be eligible, present the promotional code (BUS450) at the time of account opening. Participation in a promotional bonus does not guarantee fulfillment, qualifications must be met. The $450.00 bonus will be forfeited if the account is closed within six months of account opening.
Standard Business Checking account Fees apply to the account: (1) 100 No Fee debits, credit and deposited items per month. (2) $0.30 for each additional debit, credit and deposited item in excess of 100 per month. (3) Withdrawals from ATMs not owned by MidWestOne fee of $1 per withdrawal applies.
Qualifying activities to earn $450 bonus: (1) Open a Business Checking account. (2) Deposit a total of $7,500 within 30 days after opening (tracking starts business day after opening). The $7,500 does not have to be deposited all at once (opening) – the customer has 30 days after opening the account to make deposits totaling $7,500. (3) Maintain an average balance of $7,500 over the 120 days after opening. (4) Complete five qualifying transactions per month over the 120 days following the opening of the account. Qualifying transactions include: debit card purchases, deposits to the account, and checks written from the account. Participation in a promotional offer does not guarantee fulfillment; qualifications must be met.
Additional Terms: Terms, conditions, and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to enrollment. All accounts are subject to approval and applicable terms, fees, and charges. Fees may reduce earnings. After the initial 120 days from opening the account, standard account terms apply. For current rates, please contact us.
IMPORTANT TAX INFORMATION: Bonus will be reported to the IRS as interest to the business entity, in the year received, as required by applicable law. Business is responsible for any applicable taxes and consulting a tax advisor. MidWestOne Bank is not a tax advisor.
MidWestOne Bank reserves the right to cancel this promotion at any time.