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October is Cybersecurity Awareness Month: Stay Safe Online

Home BlogOctober is Cybersecurity Awareness Month: Stay Safe Online
Laptop with person's hands on the keyboard and a holographic image of a padlock and internet security

October is Cybersecurity Awareness Month. What’s so important about cybersecurity and why should it matter to you? Here are some essential tips to help you stay safe while shopping online, avoid scams and keep your personal information safe.

4 Essential Tips for Staying Safe Online

1. Recognize and Report Phishing

Be cautious of unsolicited messages asking for sensitive information. Phishing attacks are attempts by cybercriminals to trick you into providing personal information, such as passwords or credit card numbers. If you receive a suspicious email or message:

  • Do not click on links or download attachments.
  • Verify the sender’s identity.
  • Report the phishing attempt to your email provider or IT department.

2. Use Strong Passwords

Creating strong, unique passwords for each of your accounts is one of the best ways to protect your personal information. Here are some tips:

  • Use a mix of uppercase and lowercase letters, numbers, and symbols.
  • Avoid using easily guessable information, such as birthdays or common words.
  • Consider using a password manager to keep track of your passwords.
  • Try using easy to remember but hard to guess passwords like a lyric from a song or poem, book passage, familiar address, etc.

3. Enable Multi-Factor Authentication (MFA)

Multi-Factor Authentication adds an extra layer of security by requiring two or more verification methods to access your accounts. This could include something you know (password), something you have (a mobile device), or something you are (fingerprint). Enabling MFA can significantly reduce the risk of unauthorized access.

4. Keep Your Software Updated

Regularly updating your software ensures that you have the latest security patches and protections. Set your devices to update automatically, or check for updates regularly to keep your systems secure. Your operating system typically updates automatically but you can go to your computer’s settings to do it manually. Be wary of any suspicious internet pop-ups or software pop-ups asking for an update.

Safe Online Shopping Tips

Online shopping is convenient, but it also comes with risks. Here is how to shop safely online:

  • Shop from Reputable Websites: Stick to well-known and trusted retailers. Look for HTTPS at the beginning of the URL, which indicates a secure connection.
  • Use Secure Payment Methods: Credit cards and secure payment services like PayPal offer better protection against fraud compared to debit cards or wire transfers.
  • Monitor Your Accounts: Regularly check your bank and credit card statements for any unauthorized transactions. Report any suspicious activity immediately.

Avoiding Scams and Fraud

Scammers are always looking for new ways to trick people. Here are some common scams to watch out for:

  • Fake Websites: Scammers create fake websites that look like legitimate retailers. Always double-check the URL and look for reviews or ratings.
  • Too Good to Be True Offers: Be wary of deals that seem too good to be true. They often are.
  • Urgent Requests: Scammers often create a sense of urgency to trick you into making quick decisions. Take your time to verify the information before acting.

MidWestOne Bank’s Commitment to Your Security

At MidWestOne Bank, we are committed to helping you stay safe online. Our team provides resources and support to protect your personal and financial information. Here's how we can help:

  • Fraud Monitoring: Our advanced systems monitor your accounts for suspicious activity.
  • Customer Support: Our experts are available to assist you with any security concerns or questions.

Cybersecurity is a shared responsibility. By staying informed and taking proactive steps, you can protect yourself and your loved ones from cyber threats. This October, take the time to review your online habits and make any necessary changes to enhance your security. And if you have any questions—reach out to us today!