Farm Equipment Loans
Cultivate success with MidWestOne Bank’s Farm Equipment Loans. Whether you’re upgrading your machinery or maintaining your current fleet, our equipment lending services are designed to ensure your farm’s longevity and efficiency.

At MidWestOne Bank, we understand the importance of having the right tools for the job. That’s why we offer:
- New and Used Equipment Financing: Choose from a wide range of financing options for both new and used farm equipment.
- Repair and Maintenance Loans: Keep your equipment in top condition with loans specifically for upkeep and repairs.
- Dealer and Direct Farm Purchases Support: Whether you’re buying from a dealer or directly from a farm, we’ve got you covered.
- Fixed and Variable Interest Rates: Select the interest rate option that aligns with your financial goals.
- Extended Terms: Enjoy up to seven-year terms for new equipment purchases, giving you the flexibility to plan for the future.
- Diverse Collateral Options: Secure your loan with a mix of collateral choices, including Purchase Money Security Interest (PMSI), UCC Chattel, and real estate.

Farm Equipment Loans Frequently Asked Questions
What types of equipment can I finance with MidWestOne Bank?
Our equipment loans cover a broad range of farming machinery, from tractors and harvesters to irrigation systems and beyond.
How do I apply for a farm equipment loan?
Starting your application is easy. Reach out to our lending team, and we’ll walk you through the process, ensuring you have all the necessary information for a smooth experience.
What are the benefits of choosing MidWestOne Bank for my equipment loan?
With MidWestOne Bank, you benefit from our agricultural expertise, competitive rates, and commitment to your farm’s growth and sustainability.
Can I finance both new and used equipment?
Absolutely. We offer financing options for both new purchases and used equipment, providing you with the flexibility to make the best choice for your operation.