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OneCard Terms and Conditions

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OneCard™ Terms & Conditions

The MidWestOne OneCard™ service is subject to these OneCard™ Terms and Conditions. Additional general terms and conditions apply to your OneCard™ as outlined in the Terms and Conditions of your account you received at the account opening and it may have been updated periodically. The image submitted by you is herein referred to as the “Image.”

You certify that you have read and understood the Image Guidelines and that the image you submitted to MidWestOne Bank complies with the Image Guidelines.

The OneCard™ is available for a small fee. As of April 1, 2011, the fee is $10 per card issued, plus applicable sales tax (please refer to our fee schedule for pricing). This fee may be waived as part of a promotional offering by MidWestOne Bank.

The OneCard™ is available for consumer accounts only.

You warrant to MidWestOne Bank that: (i) you are the owner of the Image (i.e. the Image was taken by you) or you have obtained express consent from the Image's owner to use as the image on your OneCard™; (ii) you have obtained express consent from any person whose image you use on your OneCard™; and (iii) use of the Image by MidWestOne Bank will not infringe any other person's rights, including intellectual property rights, in the Image.

MidWestOne Bank may, in its discretion, require evidence of the Image owner's consent or of your ownership of the Image.

You grant (or you have obtained consent from the Image's owner) to MidWestOne Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to MidWestOne Bank for the purpose of providing your OneCard™.