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Home Personal Banking Savings Club One


Designed for kids age 17 and under, this account will help kids build a savings habit that will last a lifetime.

When your child turns 18, this account will convert to a Consumer Savings account.

To sign up, visit your MidWestOne location.


Standard Features

Minimum balance to open$10
Minimum daily balanceNone
Monthly service chargeNone
Earns interest1Yes
activity service charge fEENone
Electronic StatementsNo fee
Online and mobile banking2Yes
(Kids, please ask your parents before downloading.)
Mobile deposit2Yes
ATM card availableNo

Optional Features

Optional features
Paper statements (Non-image)No Fee
Paper Statements (Image)Not available


1Interest begins to accrue the business day we receive credit for the deposit of non-cash items (i.e. checks). Interest is compounded and paid monthly on the last day of your statement cycle. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the available balance in the account each day. The interest rate is variable and subject to change at the bank's discretion. The annual percentage yield may vary due to interest rate changes and fees. Refer to our Deposit Rates for current interest rates and annual percentage yields.

2Message and data rates may apply.