MASTERCARD IDENTITY CHECK AUTHENTICATION

Thank you for being a valued customer of the bank. Keeping your accounts safe and secure is a top priority for MidWestOne Bank. We continue to partner with SHAZAM, our debit card processor, to implement additional authentication known as Mastercard Identity Check.

When making a purchase online you may be asked to identify yourself by receiving a One-Time-Passcode (OTP) via text message. Once received, you'll enter this code on the checkout screen with SHAZAM's logo.

If an invalid OTP is entered in the checkout screen, the transaction will not be authenticated. If three (3) consecutive invalid OTPs are entered into the checkout screen, your card will be blocked. To unblock your card, please contact MidWestOne at 800.247.4418.

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