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Employee BAW Portal

Congratulations! You may be eligible to participate
in the MidWestOne Bank AT WORK program.


    Get Started!

    Follow these simple steps to receive a $150* deposit when you open a new Power Checking account and to activate your MidWestOne Bank At Work perks!**

    Step 1:  Open a Power Checking account.

    What you’ll need...
    Before starting the application process,  gather the following information for each account owner:

    • Social Security Numbers (if you don’t have a Social Security number, please visit your local MidWestOne location)
    • Identification, such as a driver’s license
    • Dates of birth
    • Contact information including address, phone number and email address
    • The account number and routing number of the account you will use to initially fund your new account

    Online Application:


    Why Power Checking?

      Power Checking Rewards. Earn higher interest and up to $15 in ATM fee refunds per qualification cycle when you qualify.

      It’s easy to qualify. Each qualification cycle:

      • Enroll in and receive electronic statements
      • Have at least 15 debit card purchases post and clear (Use your Debit Card in-store, online or using your favorite mobile wallet!)
      • Have at least one direct deposit, auto debit from a third party, or online bill payment transaction post and clear

      Power up your savings when you pair your Power Checking with a Power Savings account. $100 minimum deposit required to open Power Checking or Power Savings.

      *Bonus Eligibility Information: Limit one offer per household. Not valid with any other checking account offer. Bank-at-Work $150 bonus valid for new personal Power Checking accounts only, and valid through 12/31/2021. Must present flyer in-person at the time of account opening. You are not required to open a Power Savings account to qualify for $150 bonus. Participation in a promotional bonus does not guarantee fulfillment; qualifications must be met. $150 bonus will be forfeited if the account is closed within 6 months of account opening.
      How to Obtain Bonus: You must qualify for Power Checking rewards in one of the first three Power Checking qualification cycles (monthly statement cycle). The $150 bonus will be paid and deposited to your Power Checking account within 15 days after the end of that cycle.

      Additional Terms: Terms, conditions, and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to
      enrollment. All accounts subject to approval and applicable terms, fees, and charges. Fees may reduce earnings.

      IMPORTANT TAX INFORMATION: The bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law. Customer is responsible for any applicable taxes and consulting a tax advisor. MidWestOne is not a tax advisor

        Step 2:  Take advantage of these money-saving perks!

        With your new Power Checking account, you qualify to receive these exclusive perks** from MidWestOne Bank At Work:

        • Fee waived for first year safe deposit box rental (subject to availability)
        • Fee waived for set-up of personalized OneCard Mastercard® Debit Card (a $10 value!)
          Use promo code: BAW2021 when you design and order your custom OneCard Debit Card.
        • Free first order of checks (up to a $30 value!)
          Use promo code: BAW with your first order of personal checks.
        • Receive 3,000 bonus points! When you open a new ScoreCard Rewards Credit Card, plus Triple points on your first purchase made within 60 days of account opening, AND Triple points on gas purchases all the time!2
          Use promo code: BAW with your first order of personal checks.
        • Free Online Banking and Mobile Banking1 services including eStatements, Bill Pay, and Zelle® personal payments

        **To receive perks a personal Power Checking account must be open and active. Waived fees on the safe deposit box, personalized OneCard Mastercard Debit Card, and first order of checks are only available until 12/31/21. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

        1 Message and data rates may apply.

        2 Bonus points paid after acount has been open 30 days. Valid with an active Power Checking account. Subject to credit approval.


        Have questions?

        Contact us