Business Checking Accounts
Self service technology you want - business banking expertise you need.
Open a business checking account and let's get growing.
Informed Financial Decisions
Make proactive financial decisions backed by predictive analytics and local expertise when you open a small business bank account at MidWestOne Bank.
Assess the financial health of your business anytime, anywhere with digital tools in your online and mobile banking.
Predictive Analytics
Forecast your cashflow and financial events with predictive banking tools. Gain deep insights on your financial health and take proactive action on the financial outlook for your business.
Informed Decisions
Make informed financial decisions with insights and expertise from local business bankers dedicated to your success.
Fast Self Service
Manage your users, transaction approvals and transfers when it's convenient for you - all within a secure environment.
One Powerful Platform
Monitor spend and investments across internal and external accounts with enhanced reporting features & connection capabilities.
Small Business Checking Accounts
Manage your business finances with checking accounts built to support small to mid-size businesses.
Whether you're just putting down roots, or an established business, we're here to position you for growth.
Business Checking
Supports smaller businesses with lower transaction volume.
- $100 balance to open
- $0 minimum daily balance
- $0 monthly service charge
- 100 no fee debits, credits and deposited items per month*
- Does not earn interest
Business Interest Checking
Benefits established businesses with higher checking account balances.
- $100 balance to open
- $5,000 minimum daily balance to avoid monthly service charge
- $10 monthly service charge, if daily balance requirement is not met
- 200 no fee debits, credits and deposited items per month*
- Earns interest
Let's get growing.
Open your business checking account with one of our expert bankers who can help you decide which account and services best support your business.
Contact a banker today to open your business checking account.
Digital Banking for Business Packages
Digital Banking Packages offer additional support for the safety and productivity of your business operations. Each package comes with the below standard features and additional levels of support at the Essentials and Essentials Plus levels.
Standard Features
- Online & Mobile banking
- Business Insights for cashflow forecasting
- Reporting capabilities
- Self-Administration capabilities
- Online Bill Pay
- Outside account linking
Essential Package
Essential Plus Package
- All standard features
- All Essential Package features PLUS...
- Domestic wires
- Same day ACH
- Remote Deposit Capture (RDC)
- Sweeps
Grow your business through informed financial decision making.
You're one step ahead of the competition with powerful technology and a team of experts to guide your way.
Contact a banker today to open your business checking account.